With mutual funds, we invite investors to choose from array of mutual funds, tailor-made for meeting their varying needs. While we expect to deliver the highest risk-adjusted return consistently and thus high pay-out ratio in terms of cash dividend, we also allow the investors to exercise the option to convert the cash dividend into new units and thus to accumulate their wealth over their investment horizon. Thus our managed mutual funds will focus on both meeting different needs of investors and providing them flexibility in terms of their re-investment option.